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The downtown Austin skyline above Lady Bird Lake

Austin, Texas · your next chapter

Retire where the city keeps you busy

Austin is a retirement town that doesn't feel like one, spring-fed swimming at 68°, a ten-mile lake trail downtown, live music on a Tuesday, and no state income tax. Here's the honest guide to making the move.

Austin & Lady Bird Lake · Photo: Michael Barera, CC BY-SA 4.0, via Wikimedia Commons
No income taxTexas has no state income tax
~230 daysof sunshine a year
68°FBarton Springs, year-round
10 milesof downtown lake trail

Why Austin

A retirement that still feels like a city

Plenty of places promise a quiet retirement. Austin offers a busy one, the kind where you can take a water-aerobics class in a spring-fed pool in the morning, catch a matinee or a gallery opening in the afternoon, and still make a 7 o'clock set at a club that's been running since before you were working. The hills, the lakes and the greenbelt are built into daily life, not reserved for vacations.

No state income tax TexasSpring-fed swimming year-roundMajor medical on handLive music any night

It isn't the cheapest place to retire, and we won't pretend otherwise, the pages here lay out the real costs and trade-offs so you can decide with your eyes open.

The lay of the land

Neighborhoods & 55+ communities

In the city

Downtown and central neighborhoods put you a walk or a short ride from the lake trail, medical centers, music and food. Condos and lock-and-leave living suit retirees who travel and don't want a yard.

The 55+ communities

From Sun City in Georgetown to newer resort-style communities in Leander and north of town, the active-adult options keep growing, single-level homes, amenities, and a built-in social calendar.

The Hill Country edge

West and north, the Hill Country towns trade some convenience for space, views and quiet, while staying within reach of Austin's hospitals and airport.

The real draw

A city built for staying active

Barton Springs holds 68° all year, so lap swimming never stops. The Hike-and-Bike Trail rings Lady Bird Lake for ten flat, shaded miles. The greenbelt, the parks and dozens of senior and rec centers mean movement is the default here, not a chore you schedule.

Barton Springs Pool seen from above
Barton Springs · Photo: Microbesandmuck27, CC BY-SA 4.0, via Wikimedia Commons

Every pace

From a front porch to a downtown balcony

Some retirees want a single-story home on a cul-de-sac in Georgetown; others want to sell the house, buy a condo, and never mow again. Austin has both, plus everything between, and a cooling housing market has started to give buyers a little more room to choose.

The hike-and-bike boardwalk along Lady Bird Lake
Lady Bird Lake boardwalk · Photo: Dana Yared, CC BY-SA 4.0, via Wikimedia Commons
The downtown Austin skyline at dusk

Your next chapter

Make Austin home

Neighborhoods, numbers, and the honest trade-offs, all in one place, kept current. Start with the questions most people ask first.